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Subject to your available earnings, Daily Max and Pay Period Max. EarnIn does not charge interest on Cash Outs. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.

Fees apply to use Lightning Speed. Lightning Speed may not be available to all Community Members. Cash Outs may take up to thirty minutes, actual transfer speeds will depend on your bank connection. Restrictions and/or third party fees may apply, see EarnIn.com/TOS for details.

Based on Kikoff customers who use the Credit Account product and made on-time payments, and didn’t add non-Kikoff delinquencies / collections to their credit profile. The data is based on observed Vantage 3.0 credit score changes, and is current as of November 2022.