Build credit with the secured Self VISA® Credit Card
• Up to $300 credit limit to use instantly
• Build credit safely with all 3 bureaus
• Grow your credit limit up to $2500 over time
• Take 5-10 minute credit literacy courses to increase your limit
• No credit score required
Strong Credit Opens Doors -
FDIC Insured Credit Builders On Your Budget
• Get up to a +86 average* FICO® Score increase on autopilot
• Build up to $30k of credit + 10 years of payment history
• Build credit history at an affordable price
• No credit history needed; no hard check required
Credit under 600? Kikoff can grow your credit by an average of 84 points* in just your first year!
• No credit check, no hidden fees, no interest
• Improve the credit factors that impact your credit
• Just $5 a month
A better way to build credit!
• Start improving your credit score with everyday purchases with the Secured Chime Credit Builder Visa ® Credit Card*
• No annual fees and no credit check to apply
• No minimum security deposit^
Receive a $750 Guaranteed Credit Line!
The merit platinum card is intended for people with less than perfect credit. We do not check your credit report so even if you have bad credit or no history at all, you are still eligible to receive a $750 credit line with Merit Platinum.
• No Credit or Employment Check
• Instant Approval
• Bad credit, No Credit? no Problem!
In search of a simple mobile-first bank?
GO2bank is the ultimate digital and mobile-first bank designed to make safe, seamless and useful banking affordable for everyone!
• No hidden fees
• No monthly fees with eligible direct deposit, otherwise $5/month
• No minimum balance required to open an account online

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Credit Builder Visa® Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.

*To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.

^Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.

*Credit Score Increase: Based on Kikoff customers that used the Credit Account product and made consistent on-time payments for 3 months. This data is based on observed VantageScore 3.0 credit score changes. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022.

CreditStrong: *Individual results may vary, terms and conditions may apply. CreditStrong is a registered trademark of Austin Capital Bank, Member FDIC