Below are credit building and other financial tools that may benefit you.

BUILD YOUR CREDIT WITH A DEBIT CARD
Extra is the first debit card that builds credit and earns rewards points just like a credit card. Your credit isn’t going to build itself. Get started today.
• No hidden fees / interest
• Keep your bank
• Earn rewards
• No credit checks
Credit Score under 600? Kikoff can boost your credit score by an average of 58 points*
• No credit score or credit pull required
• Boost the credit factors that impact your credit score
• Most affordable credit builder available
Most lenders require a checking account
Open here.
• No minimum balance required to open an account online
• Get paid up to 2 days early with eligible direct deposit™
• No monthly fees with eligible direct deposit, otherwise $5/month
Walmart MoneyCard - Mastercard Reloadable Debit Card
• Earn 3% Cashback at Walmart.com and more
• Earn 2% Cashback at Walmart fuel stations & 1% cashback in-store up to $75 each year*
• Overdraft protection with opt-in & eligible direct deposit
Receive a $750 Guaranteed Credit Line!
The merit platinum card is intended for people with less than perfect credit. We do not check your credit report so even if you have bad credit or no history at all, you are still eligible to receive a $750 credit line with Merit Platinum.
• No Credit or Employment Check
• Instant Approval
• Bad credit, No Credit? No Problem!
Build It: Rent reporting, utilities and other payments reported to your credit profile
• Report rent, utilities and even you phone bill as credit tradelines
• BUILD your credit history by adding rent and utilities to get credit for bills you already pay
• Also get all three bureau reports, 28 FICO® Scores and credit monitoring
Get $750 in Cash App Money
• Take Surveys
• Claim Amazing Deals
• $750 to your Cash App Account
paid participation required
Find Financial Resources that fit your needs
• Discover government and private assistance options
• Find Debt and Personal Loan Assistance
• Find Education Funding Assistance
Want to Save Money on your Wireless Phone Plan?
• Plans start at $15/month
• All plans come with a 7-day unconditional money-back guarantee
• Keep your phone number and existing phone
• Latest devices available for those wanting to purchase or gift
Shop Now and Pay Over Time!
• Get a max of $1500 to shop within minutes
• Shop thousands of brand name products
• Pay over time without any hidden fees

*Credit Score Increase: Based on Kikoff customers that used the Credit Account product and made consistent on-time payments for 3 months. This data is based on observed VantageScore 3.0 credit score changes. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2023

*Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See account agreement for details.