The first step is to get your most recent credit scores
and reports! Below are two of our trusted partners:
While we're helping you fix the negative errors on your report, here are some credit building opportunities you can take advantage of in the meantime:
Build Your Credit With A Debit Card
Extra is the first debit card that builds credit and earns rewards points just like a credit card. Find out how over 200,000 members are building credit with debit.
Keep Your Bank
No credit checks
No deposit required
No interest fees
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Build Credit With Rent!
You pay rent
We report your rent
You build credit

You can also have the option of adding your last two years of rental history as an added perk
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Receive a $750 Guaranteed Credit Line!
The merit platinum card is intended for people with less than perfect credit. We do not check your credit report so even if you have bad credit or no history at all, you are still eligible to receive a $750 credit line with Merit Platinum.
No Credit or Employment Check
Instant Approval
Reports to major bureau to help build your credit
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Build your FICO(R) Score instantly for free
Get credit for your phone & utility bills
New credit score take effect immediately
Include free Experian(R) Credit Report and FICO(R) Score
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Results may vary. See website for details.
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No minimum balance required to open an account online
Get paid up to 2 days early with eligible direct deposit
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Other products you may find beneficial:
Get matched with credit cards based on your FICO® Scores with Experian CreditMatch
Get started for FREE.
No upfront cost to use.
No credit card required
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Compare Low Interest Personal Loans Up To $50,000. Get An online quote in minutes with Experian® Personal Loan Match!
Personal loan offers are matched to you based on your credit profile
Free Experian credit report and custom alerts to help you stay on top of your credit
Uses FICO® Score 8 model.
Report refreshed every 30 days on sign in.
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Walmart MoneyCard - Prepaid Debit Card that Earns You Cash Back
Get your pay up to 2 days before payday with free ASAP Direct Deposit(TM).*
Unlock overdraft protection up to $200 - opt in & enjoy coverage levels for purchase transactions based on your eligible direct deposit.
No monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.
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Full terms and conditions on walmartmoneycard.com
Compare free home insurance quotes!
See if you can save money on your home insurance premium.
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Get quotes from Top Providers in just minutes!
Save up to 30% on Health Insurance
Stress-Free Process
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Save up to 30% on auto insurance
Get a fast response with no waiting
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