3-BUREAU FICO® SCORES & REPORTS
Complete Credit Outlook from the 3 Major Credit Bureaus
Insights into Your Report Profile
100% U.S.-Based Customer Service Support
Boost your credit for as little as $5/month!
58 average point increase for those under 600*
No credit score or credit pull required
#1 credit building app in the App store
*Based on Kikoff customers who use the Credit Account product and made on-time payments, and didn’t add non-Kikoff delinquencies / collections to their credit profile. The data is based on observed Vantage 3.0 credit score changes, and is current as of November 2022.
Nav - Needed for every small business owner
Make your path to financing easier with the Nav Prime bundle
Get up to two tradelines from monthly Nav Prime payments and the new Nav Prime card, which can build business credt history
Manage your cash flow and get connected to your best financing options
Gain the uppper hand by seeing what lenders see and seeing the impact of your credit building with Detailed Credit Reports
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Grow your credit score using your bills
Build credit for free
Impact your score with all 3 Bureaus Your FICO® Score
Venmos, checks, and more can all be verified
*Terms and conditions apply, see site for details
Compare Low Interest Personal Loans Up To $50,000
See your rate in minutes!
Get Matched To Personal Loan Offers Based On Your FICO® Score
Even If You Have Bad Credit
Results may vary. See website for details.
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Receive a $750 Guaranteed Credit Line!
The merit platinum card is intended for people with less than perfect credit. We do not check your credit report so even if you have bad credit or no history at all, you are still eligible to receive a $750 credit line with Merit Platinum.
No Credit or Employment Check
Instant Approval
Bad credit, No Credit? no Problem!
You can also have the option of adding your last two years of rental history as an added perk