The first step is to get your most recent credit scores and reports!
We have provided a link to our trusted partner below
Below are additional services you may find beneficial:
Build Your Credit With A Debit Card
Extra is the first debit card that builds credit and earns rewards
points just like a credit card. Find out how over 200,000
members are building credit with debit.
• Keep Your Bank
• No credit checks
• No deposit required
• No interest fees
Build Credit With Rent!
• You pay rent
• We report your rent
• You build credit
You can also have the option of adding your last two years of rental history as an added perk
Receive a $750 Guaranteed Credit Line!
The merit platinum card is intended for people with less
than perfect credit. We do not check your credit report so
even if you have bad credit or no history at all, you are
still eligible to receive a $750 credit line with Merit
Platinum.
• No Credit or Employment Check
• Instant Approval
• Reports to major bureau to help build your credit
In Search of a simple mobile-first bank?
GO2bank is the ultimate digital and mobile-first bank designed to make safe, seamless. and useful banking affordable for everyone!
• No hidden Fees
• No minimum balance required to open an account online
• Get paid up to 2 days early with eligible direct deposit
Build your FICO® Score instantly for free
• Get credit for your phone & utility bills
• New credit score take effect immediately
• Includes free Experian® Credit Report and FICO® Score